HM Treasury has published its findings following the consultation on ensuring the financial services regulatory environment is effective, proportionate and in line with the Government’s ambition on regulation. Background In March 2025 the government set out its...
The FCA has published Consultation Paper CP26/15, consulting on proposed changes to simplify the financial promotions rules in CONC 3, and opening a discussion on ways to improve how cost of credit information is presented to consumers. The Discussion Paper forms...
The FCA and PRA have confirmed changes to streamline senior manager accountability. The FCA’s Policy Statement PS26/6 (at a ‘streamlined’ 104 pages!) sets out how firms will benefit from reduced costs and greater flexibility and find it easier to comply with the...
The FCA has published a summary of its findings from a multi-firm review of Customer Due Diligence (CDD), Enhanced Due Diligence (EDD) and ongoing due diligence controls, which it conducted in 2025. The review was part of wider financial crime supervisory work in...
To help firms review and evolve their approach to being resilient, and to make sure they are continuing to comply with the FCA’s operational resilience rules, the FCA has published observations and insights from a review of firms’ self-assessments on how they are...
The FCA has published the first of its new annual Regulatory Priorities reports, replacing the familiar Portfolio Letters. Insurance gets to go first. At first glance, it looks very different: it is visually clearer, more accessible, and runs to 17 pages. In many...
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